Getcertkey offers Accident-and-Health-or-Sickness-Producer exam preparation in three flexible formats: a printable PDF for study anywhere, a desktop test engine for realistic offline practice, and an online test engine that runs in any browser. However you prefer to prepare, the Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 material fits your routine.
Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer Exam Overview:
| Certification Vendor: | Maryland Insurance Administration |
|---|---|
| Exam Name: | Accident and Health or Sickness Producer License Examination |
| Exam Number: | Series 20-24 |
| Available Languages: | English |
| Passing Score: | 70 |
| Exam Price: | $68 |
| Real Exam Qty: | 100 |
| Certificate Validity Period: | License renewal every 2 years; continuing education required |
| Exam Format: | Multiple Choice |
| Exam Duration: | 150 minutes |
| Related Certifications: | Life Producer Property and Casualty Producer |
| Sample Questions: | ![]() |
| Exam Way: | Computer-based testing at Pearson VUE test centers |
| Pre Condition: | Must be at least 18 years old; no felony convictions related to insurance; completion of pre-licensing education may be required |
| Official Syllabus URL: | https://insurance.maryland.gov/ |
Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|---|---|
| Types of Health Insurance Policies | 20-25% | - Group health insurance - Individual health insurance - Dental and vision insurance - Medicare and Medicaid - Long-term care insurance - Disability income insurance |
| Policy Provisions and Clauses | 18-22% | - Exclusions and limitations - Benefit periods - Coverage terms and conditions - Deductibles and copayments - Waiting periods - Preexisting condition clauses |
| Maryland Insurance Laws and Regulations | 20-25% | - Privacy and confidentiality requirements - Violations and penalty provisions - Maryland Insurance Code - Consumer protection regulations - Unfair claim settlement practices - Producer licensing requirements |
| Marketing Practices | 8-12% | - Prohibited practices - Marketing regulations - Advertising guidelines - Producer responsibilities |
| Social Insurance Programs | 8-12% | - CHIP (Children's Health Insurance Program) - Medicare Part A, B, C, D - Social Security disability benefits - Medicaid programs |
| Field Underwriting and Application Process | 8-12% | - Medical underwriting - Agent responsibilities in enrollment - Application procedures - Risk classification |
Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 Exam FAQ: What Candidates Ask Most
What is the Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer exam?
The Accident-and-Health-or-Sickness-Producer exam is the official Maryland Insurance Administration exam behind the Maryland Insurance certification, validating the skills measured by the Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 credential. It sits at the State License level of the Maryland Insurance Administration certification program. It also connects to Property and Casualty Producer, Life Producer, so the knowledge you build here carries over to those tracks as well.
How many questions are on the Accident-and-Health-or-Sickness-Producer exam, and how much time do I get?
The Accident-and-Health-or-Sickness-Producer exam contains 100 questions to be completed within 150 minutes. Before exam day, divide the available time by the question count to work out a comfortable per-question pace, and mark any item that eats into it so you can return later instead of getting stuck. Timed sessions in the Getcertkey test engines make that pacing automatic — run at least two full-length mock exams under the clock so time pressure never becomes the reason you drop points.
What score do I need to pass the Accident-and-Health-or-Sickness-Producer exam, and what does it cost?
The passing score for the Accident-and-Health-or-Sickness-Producer exam is 70, and the official registration fee is $68. Retakes are not discounted — every new attempt means paying the full fee again — so it pays to measure yourself before you book. Work through the 92 practice questions on Getcertkey, sit a timed practice test, and schedule your exam only when your scores are consistently comfortable. That simple habit is the cheapest exam strategy there is.
Are there any prerequisites for the Accident-and-Health-or-Sickness-Producer exam?
Must be at least 18 years old; no felony convictions related to insurance; completion of pre-licensing education may be required Requirements can change when Maryland Insurance Administration revises its certification program, so confirm the current eligibility rules on the official exam page before you register.
Can I try the Accident-and-Health-or-Sickness-Producer practice questions before I buy?
Yes. Getcertkey provides a free Accident-and-Health-or-Sickness-Producer PDF demo so you can review the question style and answer quality before purchasing. Every purchase also includes 365 days of free updates — if Maryland Insurance Administration revises the exam during that period, the updated material reaches you at no cost. Once the free-update year ends, you can extend your update service at a 50% discount.
What if I fail the Accident-and-Health-or-Sickness-Producer exam, and how is my order delivered?
Every Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 purchase on Getcertkey is covered by a 100% money-back guarantee with clear conditions: if you take the corresponding exam within 60 days of your purchase and do not pass, you can claim a full refund by submitting a scanned copy of your exam enrollment slip and your official score report as a PDF within two days of the exam date; claims are processed within seven days of submission. The guarantee does not apply to exams taken within three days of purchase, to material that was downloaded but never used in an exam attempt, or to free products and expired orders, and the candidate name must match the payer name. If you would rather not take a refund, you can instead exchange your purchase for two free exam preparation products of equal value and keep the update service on your original product.
Delivery is instant: your download is sent to your email within one minute of payment, with no limit on how many computers you may install the material on. If nothing arrives within two hours, check your spam folder and contact customer service for help.
What topics are covered in the Accident-and-Health-or-Sickness-Producer exam?
The Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 exam blueprint is organized into 6 domains. The first three are:
- Policy Provisions and Clauses — 18-22% of the exam
- Types of Health Insurance Policies — 20-25% of the exam
- Maryland Insurance Laws and Regulations — 20-25% of the exam
For the complete domain-by-domain breakdown, scroll up to the full exam topics outline above and use it to plan how you distribute your study time.
Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 Sample Questions:
Question 1
To be deemed a "qualified employer" under the Maryland Health Benefit Exchange Act, anemployer MUST:
A. Have at least 50% of its employees work in the state of Maryland
B. Contribute to employee premiums
C. Have its principal place of business in the state of Maryland
D. Have at least 50% of its employees reside in the state of Maryland
Question 2
When a producer engages in unfair practices, all of the following are true EXCEPT:
A. The Maryland Insurance Administration can suspend the producer's license
B. The Maryland Insurance Administration can investigate the problem and hold a hearing
C. The Maryland Insurance Administration can issue a cease and desist order
D. The Maryland Insurance Administration's decision is final
Question 3
Misrepresenting pertinent policy provisions relating to coverages after a loss is:
A. A concealment in insurance applications
B. An unfair discrimination between individuals
C. An unfair claim settlement practice
D. A violation of the principle of adhesion
Question 4
An insurance producer's license may be suspended or revoked by:
A. The Attorney General
B. The continuing education course provider
C. The appointing insurer
D. The Maryland Insurance Administration
Question 5
Pre-existing conditions include conditions of health that:
A. Have been medically treated or diagnosed prior to the effective date of coverage
B. Are never insurable under any circumstances or degree of severity
C. Must exist before an applicant can be accepted by an insurer
D. Develop after the effective date of the policy but before the expiration of the time limit on certain defenses
Solutions:
| Question 1 Answer: C | Question 2 Answer: D | Question 3 Answer: C | Question 4 Answer: D | Question 5 Answer: A |


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