American College Certification HS330

Walking into the HS330 exam unprepared for its pace is a risk you do not need to take. The Getcertkey test engines recreate the pressure of the American College Fundamentals of Estate Planning test testing environment, so when exam day arrives in 2026, it feels like just another practice session.

American College HS330 Exam Overview:

Certification Vendor:	The American College of Financial Services
Exam Name:	Fundamentals of Estate Planning
Exam Number:	HS330
Related Certifications:	Chartered Financial Consultant (ChFC)
Exam Format:	Multiple Choice, Application-Based Questions, Scenario-Based Questions
Available Languages:	English
Sample Questions:
Exam Way:	Online and institution-approved testing methods as determined by The American College of Financial Services.
Pre Condition:	Typically taken as part of the Chartered Financial Consultant (ChFC) curriculum; specific prerequisite examination requirements are not publicly specified.
Official Syllabus URL:	https://www.theamericancollege.edu/

American College HS330 Exam Syllabus Topics:

Common Questions About the American College HS330 Exam

What is the American College Fundamentals of Estate Planning test exam all about?

The HS330 exam is the official The American College of Financial Services exam behind the American College Certification certification, validating the skills measured by the American College Fundamentals of Estate Planning test credential. It sits at the Associate level of the The American College of Financial Services certification program. It also connects to Chartered Financial Consultant (ChFC), so the knowledge you build here carries over to those tracks as well.

Are there any prerequisites for the HS330 exam?

Typically taken as part of the Chartered Financial Consultant (ChFC) curriculum; specific prerequisite examination requirements are not publicly specified. Requirements can change when The American College of Financial Services revises its certification program, so confirm the current eligibility rules on the official exam page before you register.

Can I try the HS330 practice questions before I buy?

Yes. Getcertkey provides a free HS330 PDF demo so you can review the question style and answer quality before purchasing. Every purchase also includes 365 days of free updates — if American College revises the exam during that period, the updated material reaches you at no cost. Once the free-update year ends, you can extend your update service at a 50% discount.

What if I fail the HS330 exam, and how is my order delivered?

Every American College Fundamentals of Estate Planning test purchase on Getcertkey is covered by a 100% money-back guarantee with clear conditions: if you take the corresponding exam within 60 days of your purchase and do not pass, you can claim a full refund by submitting a scanned copy of your exam enrollment slip and your official score report as a PDF within two days of the exam date; claims are processed within seven days of submission. The guarantee does not apply to exams taken within three days of purchase, to material that was downloaded but never used in an exam attempt, or to free products and expired orders, and the candidate name must match the payer name. If you would rather not take a refund, you can instead exchange your purchase for two free exam preparation products of equal value and keep the update service on your original product.

Delivery is instant: your download is sent to your email within one minute of payment, with no limit on how many computers you may install the material on. If nothing arrives within two hours, check your spam folder and contact customer service for help.

What topics are covered in the HS330 exam?

The American College Fundamentals of Estate Planning test exam blueprint is organized into 4 domains. The first three are:

• Legal Principles
• Estate Planning Concepts
• Financial Planning Strategies

For the complete domain-by-domain breakdown, scroll up to the full exam topics outline above and use it to plan how you distribute your study time.

American College Fundamentals of Estate Planning test Sample Questions:

Question #1

In addition to substantial probate assets, a married man with two minor children has a $1,000,000 ordinary life insurance policy payable to his estate. He wants to make certain that if he predeceases his wife the death proceeds will be available to provide income for his wife during her lifetime and to provide for their two children after her death. He would like the policy and/or its death proceeds to be as free of federal gift and estate taxes as possible with respect to both him and his wife. Which of the following courses of action would best accomplish these objectives?

A. Designate his wife as beneficiary and she will establish a testamentary trust in her will to receive the proceeds at her subsequent death
B. Establish a revocable intervivos trust and designate the trustee to receive death proceeds
C. Assign the policy to his wife who will establish a revocable intervivos trust to receive the death proceeds
D. Assign the policy to an irrevocable intervivos trust with five and five powers and designate the trustee to receive the death proceeds

Question #2

To qualify the seller of property for installment sale tax treatment, the transaction must meet which of the following conditions?

A. All installments must be in equal amounts of principal.
B. The entire purchase price must not be paid in the taxable year of sale.
C. At least 30 percent of the purchase price must be paid in the year of sale.
D. There must be no more than ten installments.

Question #3

Which of the following actions on the part of a trustee is a breach of his duties?

A. Purchasing securities in good faith from a third party just prior to a sharp decrease in their value
B. Investing all trust assets in securities that favor the income beneficiaries to the detriment ofremainderpersons
C. Placing cash from the sale of securities in a high yield money market fund pending a decision to invest the funds elsewhere
D. Purchasing assets for personal use from the trust at their fair market value with the approval of all beneficiaries

Question #4

A number of states have passed statutes governing "living wills." Which of the following statements concerning a living will is (are) correct?
1.A living will is an alternative to an inter vivos trust under certain circumstances.
2.A living will is an oral will made by the testator during a final illness when it is impossible to write one.

A. Both 1 and 2
B. 2 only
C. 1 only
D. Neither 1 nor 2

Question #5

Which of the following life insurance settlement options will qualify for the federal estate tax marital deduction?
1.Proceeds left to the surviving spouse under the interest option, with interest payable to the surviving spouse who has the unrestricted right to withdraw proceeds and with any proceeds not withdrawn payable equally to her children per stirpes
2.Proceeds left to the surviving spouse under an installment option, with any installments remaining at her death to be commuted and paid to her estate

A. Both 1 and 2
B. 2 only
C. 1 only
D. Neither 1 nor 2

Solutions: