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Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:
1. Which of the following is NOT a right of the life insurance policyowner?
A) Revoke an absolute assignment.
B) Borrow from the cash values.
C) Select and change a beneficiary.
D) Assign or transfer the policy.
2. In addition to the actual policy, an entire contract includes which of the following?
A) Credit report.
B) Clauses.
C) The application.
D) Provisions.
3. Generally, all of the following apply to group life insurance EXCEPT
A) individual underwriting is not required.
B) it is priced according to the risk factors of the group.
C) evidence of insurability is not required.
D) the insured pays a higher rate for the group policy.
4. Mortgage redemption or cancellation insurance is a form of what type of insurance?
A) Level premium universal life.
B) Level premium whole life.
C) Decreasing term.
D) Increasing term.
5. In a term life insurance policy, premiums may be increased at the renewal of the policy. Prior to renewal, the premiums would be considered
A) convertible.
B) level.
C) variable.
D) adjustable.
Solutions:
| Question # 1 Answer: A | Question # 2 Answer: C | Question # 3 Answer: D | Question # 4 Answer: C | Question # 5 Answer: B |
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